Terms and Conditions | US Online Casinos

These terms and conditions explain what US Online Casinos is, what you can expect from the information published at newbottomline.com, and what you are responsible for when you act on it. They apply to everyone who reads the site, uses our comparison tables, or follows a link from here to a casino operator. Last reviewed September 19, 2026 by Jonas Underhill.

Read them alongside the individual operator terms. Ours govern this website. Theirs govern your money, your account and your withdrawals — and those are the ones that decide whether a bonus pays out.

Who may use this site

US Online Casinos publishes research-based information about real money online casinos for an adult audience in the United States. You should only use the site if all of the following apply:

You are 21 or over. Some states set the minimum gambling age at 18 for certain products, but we write for a 21+ audience and operators we cover may apply their own higher limit.
You are in a state where the activity you are researching is lawful, and you understand that legal availability varies state by state.
You are not on a state self-exclusion list, an operator exclusion list, or otherwise barred from gambling.
You are using the information for your own decisions, not reproducing it commercially.

Nothing here is legal advice. US gambling regulation is a patchwork: federal law sets certain boundaries, but licensing, permitted game types and consumer protection rules are set at state level by bodies such as state gaming commissions and lottery divisions. A site accepting registrations from a US address is not the same thing as a site being authorized to serve players in your state. Verify an operator's licensing position for your own state before you deposit, and check our responsible gambling resources if you are unsure whether you should be playing at all.

How we make money, and what that does not buy

US Online Casinos earns commission. When you click through to an operator from one of our tables or reviews and open an account, we may be paid a referral fee or a share of revenue. That is how the site is funded, and you should read every page here with that in mind.

What commission does not do:

It does not set rank order. Editorial ratings are assigned by our reviewers against fixed criteria.
It does not remove criticism. Every operator we recommend carries at least one stated drawback.
It does not add features. We describe what we can verify from operator terms and public licensing information, not what a partner would like us to say.
It does not cost you anything. Your bonus terms, deposit requirements and odds are the same whether you arrive through us or directly.

Ratings on this site are editorial scores produced by our team. They are not customer review averages, satisfaction surveys or independently audited results, and they should not be read as such. More on our process is on the about us page.

How the listed operators are assessed

The ranked list on our comparison pages is built from the same set of checks for every brand. We research published terms, licensing statements, banking pages and game lobbies. We do not deposit, play or withdraw — no claim on this site should be read as a test result. Where an operator advertises a payout speed, we report it as advertising, not as something we have timed.

Licensing and jurisdiction — what the operator states about its authorization, and whether that matches the states it accepts players from.
Bonus terms — wagering requirements, maximum bonus bets, expiry windows, cashout caps and excluded games, read from the full terms rather than the banner.
Banking — deposit minimums, withdrawal minimums and limits, stated processing times and any fees.
Verification practice — what KYC and source-of-funds documentation is requested, and at what point.
Game range and providers — slots, table games, live dealer rooms and the studios behind them, plus published RTP information where available.
Player protection — deposit and loss limits, self-exclusion, complaints routes and support availability.

The offers you see here, and the conditions attached

Every promotional figure on this site is the operator's advertised headline. It is reproduced for comparison, not as a promise. Terms change without notice, and the operator's own page is always the authority. Three examples of what the headline hides:

Raging Bull — 410% up to $10,000 + 50 Free Spins

The largest advertised match in our current list, and the reason it sits at the top on headline value alone. A percentage that size is almost never a single deposit: matches of this scale are typically staged across multiple deposits, tied to minimum deposit amounts, and carry playthrough on both the deposit and the bonus. The free spins will be restricted to named titles. The clear limitation is that a high-multiplier bonus is usually the one with the tightest maximum bet rule and the lowest cashout cap — a $10,000 figure you can realistically clear is not the same as $10,000 you can withdraw. Check the wagering multiple and the max cashout before treating the number as meaningful.

Magician Bet — 101% No Wagering

Included because it inverts the usual trade-off. A no-wagering offer means the match funds behave more like cash, which removes the single biggest reason bonuses go unclaimed. The headline percentage is far smaller than the triple-digit matches elsewhere on the list, and that is the point — you pay for the absence of playthrough in size. No-wagering does not mean no conditions: expect a minimum deposit, an expiry window, possible game restrictions and a cap on what the bonus portion can return. Read those four items specifically.

Slots of Vegas — 375% Bonus + 50 Free Spins on Cash Chaser

Listed for a slots-first audience, with the spins tied to one named game rather than a floating allocation. That specificity is useful: you know exactly where the spins apply. The drawback is the same specificity — if that title's volatility does not suit you, the spins are effectively spent on someone else's preference, and winnings from free spins are frequently capped separately from the main bonus. Confirm whether spin winnings convert to bonus funds or withdrawable balance.

Comparing the headline terms

Operator	Advertised offer	Editorial rating	What to check first
Raging Bull	410% up to $10,000 + 50 Free Spins	10.0	Cashout cap and max bonus bet
Magician Bet	101% No Wagering	9.8	Expiry window and eligible games
Slots of Vegas	375% + 50 Free Spins on Cash Chaser	9.7	How spin winnings convert
Uptown Aces	600% for new players	9.5	Whether it splits across deposits
Card Crush	2 Mystery Coins & 5 Cards	9.4	Coin type and redemption rules
Zumba Cards	250% deposit bonus up to 250 SC	9.4	Sweeps currency redemption terms
BetUS	200% up to $4,000 for new players	9.3	Rollover across casino and sportsbook
Amazon Jackpots	4 Posters + 40 free SC + Bonus Wheel for $20	9.1	What the $20 purchase actually buys
Slots and Casino	500% up to $2,500 x3	9.0	Conditions on the second and third claims
Bets.FM	225% up to 1 BTC + 225 free spins	8.8	Crypto-only eligibility and volatility risk

Nothing advertised as a bonus is free if it requires a deposit. Where an offer is described as free spins or free coins, that describes the item, not the cost of qualifying for it.

Money, payments and timing

We do not hold funds, process payments or handle withdrawals. Every financial transaction is between you and the operator, under their banking terms. What we can tell you is what to look for, because this is where most disputes start.

Getting money in. US operators commonly support debit cards, credit cards (often subject to issuer blocks on gambling transactions), ACH bank transfers, wire transfers, and in some cases e-wallets or crypto. PayPal availability is not universal and is generally limited to state-regulated operators. Availability differs by operator and by state — confirm on the cashier page, not from a general list.
Getting money out. Withdrawal method options are usually narrower than deposit options, and many operators require you to withdraw back to the method you deposited with. Expect a minimum withdrawal amount, a per-transaction or weekly cap, and a pending or reversal period before processing begins.
Timing. Advertised withdrawal times typically exclude the internal approval stage. A "24-hour payout" often means 24 hours after approval, and approval waits on verification. Bank transfers and checks are slower than e-wallets or crypto in almost every case.
Fees. Some operators charge for wires, for additional withdrawals within a period, or for currency conversion. Your bank or card issuer may also apply a cash-advance fee on gambling deposits. Fees are disclosed in operator terms; we report them where published.

Verification is the usual cause of delay. Plan for a KYC request covering photo ID, proof of address and proof of the payment method, and for source-of-funds questions on larger balances. Submitting documents when you register rather than when you cash out removes most of the wait.

What is on offer at the sites we list

Our coverage spans the main categories a US player will meet:

Slots — the largest category, ranging from low-volatility classic reels to high-volatility video slots. RTP and volatility are published by the game studio and matter more to your session than the theme does.
Progressive jackpots — pooled prize slots where the top prize grows until it drops. Frequently excluded from bonus wagering, and sometimes requiring a maximum bet for jackpot eligibility.
Table games — blackjack, roulette, baccarat and video poker, run on random number generators. These usually contribute far less than 100% toward wagering requirements, and sometimes nothing.
Live dealer — streamed blackjack, roulette and baccarat tables with human dealers and real equipment. Higher table minimums, and commonly excluded from bonus play entirely.
Sweepstakes formats — some listed brands operate on virtual currency models where a purchase package includes promotional coins redeemable under separate rules. These are a different legal structure from real money casinos, and the redemption terms are the part to read.

Several of the operators covered here run more than a casino. BetUS, for example, advertises a new-player bonus that sits alongside a sportsbook, and rollover on that kind of offer may need to be cleared across sports betting as well as casino play, at different contribution rates. Others add poker rooms, racebooks or virtual sports. The bonus terms for one vertical rarely carry across to another — check which products count before you start clearing a requirement.

Accuracy, and the limits of it

We date our findings and correct errors when we are told about them. Even so, the material on this site is provided as general information, without warranty of any kind. Bonus percentages, caps, payment options, game libraries and state availability all change, sometimes overnight and without operator announcement. If our page and the operator's terms disagree, the operator's terms are correct and ours are out of date.

We do not accept liability for losses arising from gambling, from reliance on information here, or from any dealings with a third-party operator. Where we link externally, we are not responsible for that site's content, terms or security. No operator on this site is described as completely safe, and no withdrawal or winning outcome is guaranteed by anyone — us or them. Gambling is entertainment with a built-in cost and is never a way to make money or fix a financial problem.

Complaints — ours and theirs

If you believe something on US Online Casinos is wrong, unclear or out of date, tell us through the contact page and include the page and the specific claim. We will check it against the source and amend or explain.

If your complaint is about an operator — a blocked withdrawal, a voided bonus, a closed account — we cannot intervene, because we are not party to your account. The route is:

Raise it in writing with the operator's support team and keep the ticket reference.
Escalate internally if the first response does not resolve it, citing the specific clause in dispute.
If the operator is licensed in your state, file with that state's gaming regulator, which has a formal player complaint process.
Where the operator holds an offshore licence, your recourse is limited to that licensing body and any alternative dispute resolution service it names. Understand that limitation before you deposit, not after.

Player protection and your own limits

Licensed operators are expected to offer deposit limits, loss limits, session reminders, cooling-off periods and self-exclusion. Set them at registration, when the decision is unemotional, rather than mid-session. Account-level tools only cover one operator, so blocking software at device level and bank-level gambling transaction blocks are worth considering if you want a wider barrier.

Free, confidential help is available nationally through the National Council on Problem Gambling helpline at 1-800-522-4700, which operates 24/7 by call and text. Our responsible gambling guide sets out the tools in more detail. Readers researching offshore options should also understand the consumer protection trade-offs covered in our piece on casinos outside UK self-exclusion schemes.

Changes to these terms

We update this page when our commercial arrangements, editorial process or legal position change, and the revision date at the top reflects the most recent review. Continuing to use newbottomline.com after an update means you accept the version then published. These terms are governed by the laws of the United States and the state in which the publisher operates.

If anything here is unclear, ask before you rely on it. A question answered in advance is cheaper than a dispute afterward.